Interest Exit Plan, on demand
Answers about your debt and credit — in real time.
Sustineri Solutions is a private assistant that helps you choose a payoff strategy, cut interest, and rebuild credit with clear, practical steps — every answer aimed at the financial goal you set. No judgment. Give us your problems.
Not everyone qualifies for premium membership — the minimum debt amount is $20,000. Free membership is open to everyone.
No sign-up needed. Try: “I owe $24k across 4 cards — where do I start?”
Pay debt down faster
The Interest Exit Plan is the Sustineri method: map every balance, rate and minimum, cut the interest bleeding first, then recycle freed-up cash into the next account until you're out.
Rebuild your credit
Drive utilization under 10%, protect payment history and age your accounts — the levers that actually move a score over 6 to 24 months.
Budget that survives real life
Trim what you don't need, redirect it to debt, and keep a buffer so one bad month doesn't undo a year of progress toward your goal.
Qualify for the Interest Exit Plan
Two minutes. We check your income, expenses, balances and rates against your goal — then tell you straight whether the program will move the needle for you.
Simple plans, one clear outcome
Start free. Upgrade when you want the guided plan that gets your balances under 10% utilization and your goal on a 3–5 year timeline.
Free
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Real-time answers whenever you need them.
- Unlimited conversations about debt and credit
- Payoff strategy explanations and math
- Budget and credit-score coaching
- Schedule a call with a live representative
Interest Exit Plan
$20per month
1-on-1 coaching with our top consultants, plus your pinned plan thread. Requires $20,000+ in debt.
- Everything in Free
- Pinned Interest Exit Plan walkthrough
- Interest Exit Plan payoff sequencing to under 10% utilization
- Credit report request once every 30 days
- 1-on-1 coaching with our top consultants
- 3–5 year goal roadmap with check-ins
Program agreement — read before joining
- • The paid plan is $20 per month, billed monthly.
- • Not everyone qualifies for premium membership — the minimum debt amount is $20,000. Questions? Call 714-872-9927.
- • A performance fee of 10% of the total debt paid off during the program becomes due as debts are eliminated.
- • The program runs on a one-year term with a no-cancellation policy; enrollment commits you for twelve months.
- • Guidance is educational and is not legal, tax or investment advice. Results depend on the information you provide and the payments you make.
Free debt and financial literacy guides
Plain-English answers on debt consolidation, debt settlement, debt validation and how to become debt free — written by the Sustineri coaching team.
Budgeting that survives real life
Build a zero-based budget, split essentials from cuttable spending, and free up a fixed monthly amount for your goal.
Debt payoff and the Interest Exit Plan
Map every balance, pick a payoff order, cut interest cost, and drive credit utilization under 10%.
Building new income streams
Turn your skills, time and things you already own into extra cash that goes straight to your goal.
Debt consolidation: when it helps and when it hurts
How debt consolidation loans and balance transfers work, what they really cost, and how to tell if consolidating will get you debt free faster.
Debt settlement: how it works and the risks
What debt settlement is, how it affects your credit and taxes, your rights under federal rules, and alternatives to consider first.
Debt validation: verify a debt before you pay
How to use your rights under the Fair Debt Collection Practices Act to request debt validation from a collector, with timelines and a step-by-step checklist.
How to become debt free: a step-by-step plan
A practical roadmap to becoming debt free — set a goal, build a budget, choose a payoff method, grow income and stay out of debt for good.
How it works
1. Qualify and set your goal
Tell us where you want to be in 3–5 years.
2. Describe your situation
Balances, rates, income, expenses — as much as you want.
3. Work the Interest Exit Plan
Cut expenses, sequence payoffs, drop utilization under 10%.